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Paying For Your Care

We can help you if you don’t have insurance

Paying for Your Care at Niagara Falls Memorial Medical Center

Niagara Falls Memorial Medical Center is committed to being transparent about our charges. The information and links on this site contain the charges for all services and items provided by the hospital. The charges are uniform for all patients served by the hospital. 

However, the hospital charges rarely reflect the expected out-of-pocket expense for a specific hospital service. The price will be different for complications or different treatment for the patient’s personal health condition.

Your own charges and out-of-pocket expenses will depend on one or more of the following:

The actual patient care services received

The terms of your insurance coverage, and/or

Health Plan Networks

Niagara Falls Memorial Medical Center is a participating provider in many health plan networks. You can find a list of the plans in which we participate attached here.  Some health plans use smaller networks for certain products they offer so it is important to check whether we participate in the specific plan you are covered by. 

For a fuller understanding of your estimated out-of-pocket expenses, you should contact your insurer or the hospital’s patient financial counseling department at (716) 278-4112.

Physician Services

It is also important for you to know that the physician services you receive in the hospital are not included in the hospital’s charges. Physicians who provide services at the hospital may be independent voluntary physicians or they may be employed by the hospital.

Physicians bill for their services separately and may or may not participate in the same health plans as the hospital. You should check with the physician arranging your hospital services to determine which plans that physician participates in.  Plan participation information for physicians employed by the hospital can be found here or by clicking the link at right for Employed Providers.

Niagara Falls Memorial Medical Center contracts with a number of physician groups, such as anesthesiologists, radiologists and emergency medicine specialists to provide services at the hospital. Contact information for the physician groups the hospital has contracted with is attached here or can be located by clicking the link at right for Contracted Physicians.  You should contact these groups directly to find out which health plans they participate in.

You should also check with the physician arranging for your hospital services to determine whether the services of any other physicians will be required for your care. Your physician can provide you with the name, practice name, mailing address and telephone number of any physicians whose services may be needed.

Your physician will also be able to tell you whether the services of any physicians employed or contracted by Niagara Falls Memorial Medical Center are likely to be needed.  Contact information for these physicians as well as other physicians who have hospital privileges is available here.  You should contact these physicians directly to find out which health plans they participate in.

If you do not have health insurance, you may be eligible for assistance in paying your hospital bills. Information about financial assistance is available here or you may contact our Credit Department at (716) 278-4568.

 

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